Not Sure What’s Really Hurting Your Credit?
Get a free, no-pressure credit report review that explains what’s inaccurate, outdated, or reporting incorrectly — so you know what to do next.
Your credit report affects nearly every financial decision you make — yet many people are held back by inaccurate, outdated, or improperly reported information they don’t even realize can be challenged.
Dirmarcus Deshane Scott Consulting, a consulting division of New Era of Conscious Living Corporation, provides educational credit consultations designed to help you understand what’s actually appearing on your credit reports, why it’s there, and whether it meets the accuracy and reporting standards required under consumer protection laws such as the Fair Credit Reporting Act (FCRA) and Metro 2 guidelines.
This is not a quick-fix promise or a one-size-fits-all credit repair pitch.
It’s a free, educational consultation intended to give you clarity before commitment — so you can avoid costly mistakes, understand your options, and decide your next steps with confidence.
If you’ve ever felt confused, overwhelmed, or unsure who to trust with your credit, this free consultation is the right place to start.
5+ years in business • Educational only • No guarantees
Clarity First. Trust Always. Results You Can Verify.
What the Free Consultation Does
What the Free Consultation Does
What the Free Consultation Does
The free credit consultation is designed to give you clarity before commitment. We review what’s currently being reported on your credit file, explain why it’s there, and help you understand whether the information appears accurate and properly reported.
This educational review helps you avoid guesswork, unnecessary disputes, or costly mistakes — so you know exactly what to do next.
Why Trust Us
What the Free Consultation Does
What the Free Consultation Does
Dirmarcus Deshane Scott Consulting, a consulting division of New Era of Conscious Living Corporation, has been providing education-based credit consultations for over 5 years.
We focus on accuracy, compliance, and individual review — not one-size-fits-all credit repair scripts. Our approach is built on education first, transparency, and helping clients understand their options before taking action.
Proof & Results
What the Free Consultation Does
Proof & Results
We believe trust should be earned, not claimed. That’s why we share real client progress and feedback publicly.
You can view before-and-after results on Instagram and read verified Google reviews from real clients who started with a free consultation and chose to move forward confidently.
What Continued Support Looks Like
Credit Bureau & Collections Support
Credit Bureau & Collections Support
Credit Bureau & Collections Support
We assist with preparing and managing dispute correspondence related to credit bureau reporting and collections, helping ensure inaccurate or improperly reported information is addressed correctly.
This includes disputes sent to all major credit reporting agencies, as well as ongoing review as your credit reports update so next steps remai
We assist with preparing and managing dispute correspondence related to credit bureau reporting and collections, helping ensure inaccurate or improperly reported information is addressed correctly.
This includes disputes sent to all major credit reporting agencies, as well as ongoing review as your credit reports update so next steps remain clear and organized.
✔ Credit bureau disputes
✔ Collection account disputes
✔ Ongoing credit report review
Banking & Consumer Reporting Systems
Credit Bureau & Collections Support
Credit Bureau & Collections Support
When applicable, we also assist clients with navigating reporting issues related to ChexSystems and Early Warning Services, which can impact banking relationships and account access.
Support is educational and based on your individual situation.
Escalation & Complaint Assistance
Credit Bureau & Collections Support
Escalation & Complaint Assistance
When appropriate, we assist with preparing complaints to consumer protection organizations such as the BBB, CFPB, and FTC, helping clients understand how and when escalation may be used.
All complaints and related submissions are prepared and submitted through the appropriate online portals, ensuring proper documentation and record keeping.
Looking Beyond Personal Credit?
Free business scans to help you understand your bankability.
In addition to personal credit education, we also offer free business scans through Bankable by New Era of Conscious Living.
These scans are designed to help business owners and entrepreneurs better understand how their business may appear to banks and financial institutions — especially when navigating account approvals, ChexSystems, Early Warning Services, and overall bank readiness.
This is a separate, free educational resource created to support long-term financial access. There is no obligation, no credit card required, and no impact on your personal credit services.